personal loan app

Loan apps have eased out many borrowers’ lives. Gone are the days when one needed to hunt physically for a suitable lender, inquire about their loan interest and offers, zero down one, fill in the long application form, process lots of paperwork, and finally avail the loan through another hassled process. Sounds tedious, aren’t they? Digital platforms for loans have become a savior to many borrowers reducing this daunting task to a simple one. With a digital presence, one can enquire about lender offers and fill in application forms at the comfort of their homes.

Additionally, the apps have offered even more ease to customers that they can apply for loans from their smartphones on the go. Digital apps have opened up endless possibilities for customers. Most apps have reduced the process to a four to five-step process, making it easy for customers to apply for their loans in just a few taps. That’s not it. The loans are processed quickly, and the documents are digitally verified that the amount is credited to you within 24 hours. What more can one ask?

Let’s see the Best Finance Loan Apps in India to apply for Quick Loans.

List of Best Finance Apps in India of 2021

To help you select the best loan lending apps in India, we have curated the best ones in the market concerning user experience and all other aspects. Check out all of them and pick the one that suits best for your requirement. 

A. Fullerton India Loan App

This app is one of India’s most popular apps and has become one of India’s preferred lending apps due to its ease of use and credibility. The quick loan app offers personal loans up to 25 lakhs based on the borrower profile. Additionally, the interest rate changed stats from 11.99 percent with flexible tenure of 1 year to 5 years. The app offers quick disbursal of sanctioned loans within 30 minutes of approval. The documents are advertised within 24 hours of applying. The app is also loaded with a myriad of calculators for the benefit of the users. Additionally, it allows dynamic status tracking for each loan application. Fullerton India’s wise personal loan app is the one-stop trustworthy instant loan app for all emergency funding you need at the best interest rates. Users can install Fullerton InstaLoan app from google play store directly.

B. Dhani Loan App

Dhani app is backed by the India bulls ventures limited. It offers speedy sanction of personal loans within  3 to 4 hours. One can apply for personal loans for a sum ranging from 1000 to 15 lakhs through this app. The app offers a flexible repayment tenure of 3 months to 3 years.

C. Money Tap Loan App

The loan app offers a loan amount of up to 5 lakhs for its users. The easy-to-use app offers a 100% paperless process. Additionally, one can withdraw any amount from the available credit line offered by the app. One can also transfer money from UPI transactions from the app. The interest rates state at 13%. The app offers a repayment tenure of 3 months to 3 years.

D. KreditBee Loan App

KreditBee provides a loan amount to its customers ranging from 1000 to 2 lakhs with a monthly interest rate of 2.49%. There is a processing charge offered from 0 to 6.5%, depending on the buyer’s loan amount and risk factor. The repayment duration of the app is two months to 15 months. 

E. Paysense Loan App

Paysense is a personal loan app that offers a loan amount that ranges from ₹ 5,000 – ₹ 5,00,000 that the borrower can avail. The loan tenure ranges from 3 months to 5 years. Anyone within the age range of 21 to 60 years can avail the personal loan. The interest rates start from 15.96% based on the loan amount availed.


There is a myriad of apps floating In the Google PlayStore. But, not all can be trustworthy as there are many scams in loan lending apps available in India.  Many people borrow money from loan lending apps that are not registered with the RBI but are available in the play store, engaging in fraudulent activities. These unauthorized apps pish customer data while promising quick loans and lend at high interest rates. Opt for approved and trustworthy apps like Fullerton India Instaloan apps that offer the best prices without hidden charges. We have 645 branches across India, and our apps are designed with customers’ security and user experience in mind. Verify the research on the personal loan app and then apply for the loan to get the best offers and secure transactions—call us for any queries.